Who is most at risk of being uninsured in New Jersey?
In 2023, 27.5% of working-age adults below 138% of the poverty threshold in New Jersey were uninsured (US avg 21.1%), and 23.6% of unemployed workers lacked coverage (US avg 24.3%), per 2023 ACS 1-year estimates (US Census Bureau). Gera Coverage Gap Score (working-age): 96.
Uninsured rates by demographic band — New Jersey (2023)
| Demographic group | NJ rate | US rate | GCGS |
|---|---|---|---|
| Children under 19 | 4.7% | 6.0% | 78 |
| Working-age adults 19–64 | 10.8% | 11.3% | 96 |
| Seniors 65 and older | 1.2% | 0.8% | 150 |
| Below 138% poverty (19–64) | 27.5% | 21.1% | 130 |
| 138–399% poverty (19–64) | 17.4% | 14.9% | 117 |
| 400%+ poverty (19–64) | 4.0% | 5.0% | 80 |
| Employed workers (19–64) | 9.5% | 10.0% | 95 |
| Unemployed workers (19–64) | 23.6% | 24.3% | 97 |
| Not in labor force (19–64) | 13.9% | 14.1% | 99 |
GCGS 100 = US average for that demographic. Source: 2023 ACS 1-year estimates (B27001, B27011, B27016), US Census Bureau. Methodology →
Coverage Gap Checker — New Jersey
Select a demographic group to see its real ACS uninsured rate and Gera Coverage Gap Score
In New Jersey, 10.8% of working-age adults (19–64) were uninsured in 2023 — 0.5 percentage points below the national rate for this demographic group.
GCGS = 100 at the national average. Higher scores = wider coverage gap. Source: 2023 ACS 1-year estimates, US Census Bureau.
New Jersey has a lower working-age adults (19–64) uninsured rate than the US average. If you are uninsured, GeraClinic online consultations are available with no insurance required.
Frequently asked questions
- What percentage of working-age adults in New Jersey are uninsured?
- In 2023, 10.8% of adults aged 19–64 in New Jersey lacked health insurance — 0.5 percentage points below the national rate (US average 11.3%). Source: 2023 ACS 1-year estimates, B27001, US Census Bureau.
- What is the uninsured rate for children in New Jersey?
- 4.7% of children under 19 in New Jersey were uninsured in 2023 — 1.3 percentage points below the national rate (US 6.0%). Source: 2023 ACS B27001, US Census Bureau.
- How many low-income residents in New Jersey are uninsured?
- Among working-age adults (19–64) in New Jersey below 138% of the federal poverty level, 27.5% were uninsured in 2023 (US 21.1%). This group falls at or below the Medicaid eligibility threshold in expansion states. Source: 2023 ACS B27016.
- Are employed workers in New Jersey insured?
- Not all. 9.5% of employed workers aged 19–64 in New Jersey were uninsured in 2023 (US 10.0%), compared to 23.6% of unemployed workers (US 24.3%). Source: 2023 ACS B27011.
- What is the Gera Coverage Gap Score for New Jersey?
- The GCGS for New Jersey's working-age adults is 96, meaning close to national average compared to the US (GCGS 100). GCGS = round(state_rate ÷ national_rate × 100). See the full formula at https://geraclinic.com/us/insurance-demographics/methodology.
Uninsured in New Jersey? See a clinician online.
10.8% of working-age adults in New Jersey were uninsured in 2023. GeraClinic offers online consultations with no insurance required.
Contains public sector information published by US Census Bureau and licensed under the Public domain (US federal government work, 17 U.S.C. §105). Source: US Census Bureau — 2023 American Community Survey 1-Year Estimates (Tables B27001, B27011, B27016) (2023, published September 2024).
Informational/educational only — not a substitute for professional medical advice; a clinician interprets results.