Who is most at risk of being uninsured in Montana?
In 2023, 19.1% of working-age adults below 138% of the poverty threshold in Montana were uninsured (US avg 21.1%), and 27.4% of unemployed workers lacked coverage (US avg 24.3%), per 2023 ACS 1-year estimates (US Census Bureau). Gera Coverage Gap Score (working-age): 108.
Uninsured rates by demographic band — Montana (2023)
| Demographic group | MT rate | US rate | GCGS |
|---|---|---|---|
| Children under 19 | 7.7% | 6.0% | 128 |
| Working-age adults 19–64 | 12.2% | 11.3% | 108 |
| Seniors 65 and older | 0.5% | 0.8% | 63 |
| Below 138% poverty (19–64) | 19.1% | 21.1% | 91 |
| 138–399% poverty (19–64) | 15.3% | 14.9% | 103 |
| 400%+ poverty (19–64) | 6.6% | 5.0% | 132 |
| Employed workers (19–64) | 11.3% | 10.0% | 113 |
| Unemployed workers (19–64) | 27.4% | 24.3% | 113 |
| Not in labor force (19–64) | 14.2% | 14.1% | 101 |
GCGS 100 = US average for that demographic. Source: 2023 ACS 1-year estimates (B27001, B27011, B27016), US Census Bureau. Methodology →
Coverage Gap Checker — Montana
Select a demographic group to see its real ACS uninsured rate and Gera Coverage Gap Score
Frequently asked questions
- What percentage of working-age adults in Montana are uninsured?
- In 2023, 12.2% of adults aged 19–64 in Montana lacked health insurance — 0.9 percentage points above the national rate (US average 11.3%). Source: 2023 ACS 1-year estimates, B27001, US Census Bureau.
- What is the uninsured rate for children in Montana?
- 7.7% of children under 19 in Montana were uninsured in 2023 — 1.7 percentage points above the national rate (US 6.0%). Source: 2023 ACS B27001, US Census Bureau.
- How many low-income residents in Montana are uninsured?
- Among working-age adults (19–64) in Montana below 138% of the federal poverty level, 19.1% were uninsured in 2023 (US 21.1%). This group falls at or below the Medicaid eligibility threshold in expansion states. Source: 2023 ACS B27016.
- Are employed workers in Montana insured?
- Not all. 11.3% of employed workers aged 19–64 in Montana were uninsured in 2023 (US 10.0%), compared to 27.4% of unemployed workers (US 24.3%). Source: 2023 ACS B27011.
- What is the Gera Coverage Gap Score for Montana?
- The GCGS for Montana's working-age adults is 108, meaning close to national average compared to the US (GCGS 100). GCGS = round(state_rate ÷ national_rate × 100). See the full formula at https://geraclinic.com/us/insurance-demographics/methodology.
Uninsured in Montana? See a clinician online.
12.2% of working-age adults in Montana were uninsured in 2023. GeraClinic offers online consultations with no insurance required.
Contains public sector information published by US Census Bureau and licensed under the Public domain (US federal government work, 17 U.S.C. §105). Source: US Census Bureau — 2023 American Community Survey 1-Year Estimates (Tables B27001, B27011, B27016) (2023, published September 2024).
Informational/educational only — not a substitute for professional medical advice; a clinician interprets results.