Has the uninsured rate in Vermont gone up or down?

Between 2023 and 2024, the all-ages uninsured rate in Vermont moved from 3.4% to 4.2% (+0.8 pp). Nationally the uninsured rate rose from 7.9% to 8.2% over the same period. Source: US Census Bureau ACS 1-year estimates.

What is the uninsured rate for adults and children in Vermont?

In 2024, 6.3% of working-age adults (aged 19–64) in Vermont were uninsured, compared with 11.3% nationally. Among children under 19, 2.6% were uninsured in Vermont, versus 6.0% nationally. Source: US Census Bureau ACS 1-year estimates, 2024.

What is the Gera Coverage Index for Vermont?

The Gera Coverage Index (GCI) for Vermont is 18 out of 100 in 2024 — a much narrower coverage gap than the US average (national index 35). The GCI weights the three real ACS uninsured rates (50% all-ages, 30% working-age, 20% children) and scales the result to 0–100; higher means a wider coverage gap. It is computed transparently from the figures on this page.

Can I see a doctor in Vermont without health insurance?

Yes. With 4.2% of Vermont residents uninsured in 2024, many people use pay-as-you-go telehealth. GeraClinic offers online consultations with no insurance required, so uninsured or underinsured residents can speak to a clinician about everyday health concerns, prescriptions and referrals. This page is for information only and is not medical advice.

GeraClinic / US health insurance coverage / Vermont

Vermont: Health Insurance Coverage & Uninsured Rate

In 2024, 4.2% of people in Vermont had no health insurance — 4.0 percentage points below the national rate of 8.2% — and the rate moved from 3.4% in 2023 (+0.8 pp). Figures are official US Census Bureau American Community Survey data.

Reference period: 2024 ACS 1-year estimates(US Census Bureau, ACSBR-024, published September 2025) · updated annually · public domain · Vermont

What percentage of people in Vermont are uninsured?

As of 2024, 4.2% of the population in Vermont had no health insurance — 4.0 percentage points below the national rate of 8.2% — up from 3.4% in 2023, per US Census Bureau American Community Survey 1-year estimates published September 2025. Gera re-dates this annually.

Source:US Census Bureau — Health Insurance Coverage by State (ACS 1-Year Estimates)·as of 2024updated annual (last: 18 June 2026)

Gera Coverage Index18 / 100Vermont — a much narrower coverage gap than the US averageHow this index is calculated

The GCI weights this state's three real ACS uninsured rates — all-ages (4.2% × 0.50 = 2.1), working-age (6.3% × 0.30 = 1.9) and children (2.6% × 0.20 = 0.5) — for a weighted 4.5, scaled ×4 to 18/100. The national index is 35. Higher means a wider coverage gap.

Health insurance: uninsured rates for Vermont (2024)
Measure	Vermont	Context
Uninsured — all ages	4.2% (±0.6 pp)	US average 8.2%
Uninsured — working-age adults (19–64)	6.3%	US average 11.3%
Uninsured — children (under 19)	2.6%	US average 6.0%
Change since 2023 (all ages)	+0.8 pp	3.4% → 4.2%
National rank (all ages)	49th of 51	1 = highest uninsured rate
Medicaid expansion status	Expanded	Per US Census report footnote
Gera Coverage Index	18 / 100	a much narrower coverage gap than the US average (higher = wider gap)

Check your state's coverage gap

Pick your state and age group to see the real ACS uninsured rate, how it compares nationally, and the Gera Coverage Index

Choose your stateAge group

In Vermont, the latest (2024) ACS data shows 4.2% of all ages were uninsured — 4.0 percentage points below the national rate.

Uninsured (all ages)

4.2%

US 8.2%

Change since 2023

+0.8 pp

Gera Coverage Index

18 / 100

a much narrower coverage gap than the US average

Vermont ranks 49th of 51 states and DC by all-ages uninsured rate (1 = highest). These are state averages from the US Census Bureau, not a statement about any individual's coverage.

4.2% of all ages in Vermont were uninsured in 2024. If you are uninsured or underinsured, you can speak to a clinician online with GeraClinic — no insurance required.

See a doctor online — no insurance needed

Compare health insurance coverage in other states

Sorted by the Gera Coverage Index (widest coverage gap first).

Vermont health insurance coverage: FAQs

What percentage of people in Vermont are uninsured?: In 2024, 4.2% of the civilian noninstitutionalized population in Vermont had no health insurance (±0.6 pp), 4.0 percentage points below the national rate of 8.2%. That ranks Vermont 49th of 51 states and DC by uninsured rate (1 = highest). Source: US Census Bureau, 2024 American Community Survey 1-year estimates.
Has the uninsured rate in Vermont gone up or down?: Between 2023 and 2024, the all-ages uninsured rate in Vermont moved from 3.4% to 4.2% (+0.8 pp). Nationally the uninsured rate rose from 7.9% to 8.2% over the same period. Source: US Census Bureau ACS 1-year estimates.
What is the uninsured rate for adults and children in Vermont?: In 2024, 6.3% of working-age adults (aged 19–64) in Vermont were uninsured, compared with 11.3% nationally. Among children under 19, 2.6% were uninsured in Vermont, versus 6.0% nationally. Source: US Census Bureau ACS 1-year estimates, 2024.
What is the Gera Coverage Index for Vermont?: The Gera Coverage Index (GCI) for Vermont is 18 out of 100 in 2024 — a much narrower coverage gap than the US average (national index 35). The GCI weights the three real ACS uninsured rates (50% all-ages, 30% working-age, 20% children) and scales the result to 0–100; higher means a wider coverage gap. It is computed transparently from the figures on this page.
Can I see a doctor in Vermont without health insurance?: Yes. With 4.2% of Vermont residents uninsured in 2024, many people use pay-as-you-go telehealth. GeraClinic offers online consultations with no insurance required, so uninsured or underinsured residents can speak to a clinician about everyday health concerns, prescriptions and referrals. This page is for information only and is not medical advice.

Uninsured or underinsured in Vermont?

4.2% of Vermont residents had no health insurance in 2024. GeraClinic offers affordable online consultations with a clinician — no insurance required — for everyday health concerns, prescriptions and referrals.

See a doctor online — no insurance needed How online consultations work

Methodology

Uninsured rates for Vermont are the published US Census Bureau American Community Survey (ACS) 1-year point estimates for 2024(with 2023 for comparison), transcribed verbatim from the Census report “Health Insurance Coverage by State: 2023 and 2024” (ACSBR-024), Appendix Tables 2 (all ages), 3 (working-age adults 19–64) and 4 (children under 19). The ±0.6 pp margin of error is the published 90% confidence interval for the all-ages estimate. The Gera Coverage Index is a transparent weighted average of those three real rates (0.50 all-ages + 0.30 working-age + 0.20 children) scaled ×4 to a 0–100 range — no estimates or invented numbers are mixed in. State averages are not statements about any individual's coverage, and nothing here is medical advice. Reference period: 2024 ACS 1-year estimates.

Source: US Census Bureau — Health Insurance Coverage by State: 2023 and 2024 (ACSBR-024, published September 2025), based on the 2023 and 2024 American Community Survey 1-year estimates. As a work of the US federal government this data is in the public domain. This directory is not affiliated with the US Census Bureau. Figures are for information only and are not medical advice.