GeraClinic / US health insurance coverage / New Jersey
New Jersey: Health Insurance Coverage & Uninsured Rate
In 2024, 7.7% of people in New Jersey had no health insurance β 0.5 percentage points below the national rate of 8.2% β and the rate moved from 7.2% in 2023 (+0.5 pp). Figures are official US Census Bureau American Community Survey data.
What percentage of people in New Jersey are uninsured?
As of 2024, 7.7% of the population in New Jersey had no health insurance β 0.5 percentage points below the national rate of 8.2% β up from 7.2% in 2023, per US Census Bureau American Community Survey 1-year estimates published September 2025. Gera re-dates this annually.
The GCI weights this state's three real ACS uninsured rates β all-ages (7.7% Γ 0.50 = 3.9), working-age (10.8% Γ 0.30 = 3.2) and children (4.7% Γ 0.20 = 0.9) β for a weighted 8.0, scaled Γ4 to 32/100. The national index is 35. Higher means a wider coverage gap.
| Measure | New Jersey | Context |
|---|---|---|
| Uninsured β all ages | 7.7% (Β±0.3 pp) | US average 8.2% |
| Uninsured β working-age adults (19β64) | 10.8% | US average 11.3% |
| Uninsured β children (under 19) | 4.7% | US average 6.0% |
| Change since 2023 (all ages) | +0.5 pp | 7.2% β 7.7% |
| National rank (all ages) | 24th of 51 | 1 = highest uninsured rate |
| Medicaid expansion status | Expanded | Per US Census report footnote |
| Gera Coverage Index | 32 / 100 | a coverage gap close to the US average (higher = wider gap) |
Check your state's coverage gap
Pick your state and age group to see the real ACS uninsured rate, how it compares nationally, and the Gera Coverage Index
In New Jersey, the latest (2024) ACS data shows 7.7% of all ages were uninsured β 0.5 percentage points below the national rate.
New Jersey ranks 24th of 51 states and DC by all-ages uninsured rate (1 = highest). These are state averages from the US Census Bureau, not a statement about any individual's coverage.
7.7% of all ages in New Jersey were uninsured in 2024. If you are uninsured or underinsured, you can speak to a clinician online with GeraClinic β no insurance required.
See a doctor online β no insurance neededCompare health insurance coverage in other states
Sorted by the Gera Coverage Index (widest coverage gap first).
- Texas (16.7% uninsured Β· GCI 70)
- Georgia (12.0% uninsured Β· GCI 50)
- Oklahoma (11.5% uninsured Β· GCI 49)
- Nevada (11.4% uninsured Β· GCI 48)
- Florida (10.9% uninsured Β· GCI 47)
- Alaska (11.0% uninsured Β· GCI 46)
- Arizona (10.3% uninsured Β· GCI 45)
- Wyoming (10.3% uninsured Β· GCI 45)
- New Mexico (10.1% uninsured Β· GCI 43)
- Mississippi (9.7% uninsured Β· GCI 41)
- Tennessee (9.7% uninsured Β· GCI 41)
- Arkansas (9.4% uninsured Β· GCI 40)
- All 50 states & DC, plus the national picture β
New Jersey health insurance coverage: FAQs
- What percentage of people in New Jersey are uninsured?
- In 2024, 7.7% of the civilian noninstitutionalized population in New Jersey had no health insurance (Β±0.3 pp), 0.5 percentage points below the national rate of 8.2%. That ranks New Jersey 24th of 51 states and DC by uninsured rate (1 = highest). Source: US Census Bureau, 2024 American Community Survey 1-year estimates.
- Has the uninsured rate in New Jersey gone up or down?
- Between 2023 and 2024, the all-ages uninsured rate in New Jersey moved from 7.2% to 7.7% (+0.5 pp). Nationally the uninsured rate rose from 7.9% to 8.2% over the same period. Source: US Census Bureau ACS 1-year estimates.
- What is the uninsured rate for adults and children in New Jersey?
- In 2024, 10.8% of working-age adults (aged 19β64) in New Jersey were uninsured, compared with 11.3% nationally. Among children under 19, 4.7% were uninsured in New Jersey, versus 6.0% nationally. Source: US Census Bureau ACS 1-year estimates, 2024.
- What is the Gera Coverage Index for New Jersey?
- The Gera Coverage Index (GCI) for New Jersey is 32 out of 100 in 2024 β a coverage gap close to the US average (national index 35). The GCI weights the three real ACS uninsured rates (50% all-ages, 30% working-age, 20% children) and scales the result to 0β100; higher means a wider coverage gap. It is computed transparently from the figures on this page.
- Can I see a doctor in New Jersey without health insurance?
- Yes. With 7.7% of New Jersey residents uninsured in 2024, many people use pay-as-you-go telehealth. GeraClinic offers online consultations with no insurance required, so uninsured or underinsured residents can speak to a clinician about everyday health concerns, prescriptions and referrals. This page is for information only and is not medical advice.
Uninsured or underinsured in New Jersey?
7.7% of New Jersey residents had no health insurance in 2024. GeraClinic offers affordable online consultations with a clinician β no insurance required β for everyday health concerns, prescriptions and referrals.
Methodology
Uninsured rates for New Jersey are the published US Census Bureau American Community Survey (ACS) 1-year point estimates for 2024(with 2023 for comparison), transcribed verbatim from the Census report βHealth Insurance Coverage by State: 2023 and 2024β (ACSBR-024), Appendix Tables 2 (all ages), 3 (working-age adults 19β64) and 4 (children under 19). The Β±0.3 pp margin of error is the published 90% confidence interval for the all-ages estimate. The Gera Coverage Index is a transparent weighted average of those three real rates (0.50 all-ages + 0.30 working-age + 0.20 children) scaled Γ4 to a 0β100 range β no estimates or invented numbers are mixed in. State averages are not statements about any individual's coverage, and nothing here is medical advice. Reference period: 2024 ACS 1-year estimates.
Source: US Census Bureau β Health Insurance Coverage by State: 2023 and 2024 (ACSBR-024, published September 2025), based on the 2023 and 2024 American Community Survey 1-year estimates. As a work of the US federal government this data is in the public domain. This directory is not affiliated with the US Census Bureau. Figures are for information only and are not medical advice.